Secure Your Global Trade and Financing

This solution protects your company’s accounts receivable from nonpayment by international buyers. It allows you to offer competitive "open account" credit terms, which can significantly increase your sales. This insurance covers losses due to both commercial risks (e.g., insolvency, bankruptcy) and political risks (e.g., war, currency inconvertibility).

With this protection, your foreign receivables can also become a bankable asset, making it easier to secure working capital financing.

This program guarantees loans made by commercial lenders to U.S. exporters. The guarantee encourages lenders to provide the necessary funds to cover the costs of fulfilling export orders, such as materials, labor, and inventory.

This means you can take on larger contracts and expand your international operations without tying up your existing capital. The guarantee covers 90% of the loan's principal and interest for the lender, significantly reducing their risk.

This solution helps your international customers secure financing from commercial lenders to purchase your goods and services. EXIM guarantees the loan, making it more attractive for lenders to finance the purchase. This allows you to offer competitive financing options to your buyers, making your products more appealing.

You get paid in full at the time of shipment, while your buyer repays the loan over time, typically for medium-term (up to five years) or long-term (up to ten years) periods.

In cases where commercial lenders are unable or unwilling to provide financing, EXIM can offer a direct loan to the foreign buyer. This allows the buyer to purchase U.S. goods and services with competitive, fixed-rate financing directly from EXIM.

This program is often used for larger projects or in markets where private financing is scarce, ensuring that U.S. exporters can compete for major international contracts.

EXIM maintains a network of qualified lenders, insurance brokers, and financial institutions that specialize in trade finance. As a registered broker, I can connect you with the right partners who understand the nuances of export transactions and can structure the best possible financing package for your specific needs, leveraging EXIM's guarantee and insurance programs.

EXIM provides insurance policies directly to financial institutions to protect them against losses on loans made to foreign buyers. This includes coverage for lines of credit, confirmation of letters of credit, and other financing arrangements.

By mitigating the lender's risk, this insurance encourages them to provide more aggressive and flexible financing terms for your international sales.